{"id":95314,"date":"2026-10-01T17:07:52","date_gmt":"2026-10-01T10:07:52","guid":{"rendered":"https:\/\/impress.vn\/?page_id=95314"},"modified":"2026-10-13T10:56:39","modified_gmt":"2026-10-13T03:56:39","slug":"ha-tang-thanh-toan","status":"publish","type":"page","link":"https:\/\/impress.vn\/en\/tin-tuc\/ha-tang-thanh-toan\/","title":{"rendered":"Payment Infrastructure"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1996.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\">\n<div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;text-transform:capitalize;\">Payment Infrastructure<\/h1><\/div>\n<div class=\"fusion-text fusion-text-1\"><p>Category <strong>Payment Infrastructure<\/strong> goes deep into how card and transfer transactions actually work behind the scenes \u2014 from authorization, settlement, and acquiring to Vietnam's payment ecosystem (NAPAS, VietQR) and dispute mechanisms like chargebacks. Built for banking technical teams, fintechs, and payment operations.<\/p>\n<\/div>\n<div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-one\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;text-transform:capitalize;\">Articles in This Category<\/h1><\/div>\n<div class=\"fusion-text fusion-text-2\"><ul>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/vong-doi-giao-dich-thanh-toan\/\">Payment Transaction Lifecycle: How It Goes From Initiation to Settlement<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/authorization-giao-dich-the\/\">How Card Authorization Works in a Few Hundred Milliseconds<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/nen-tang-acquiring-hien-dai\/\">Inside a Modern Acquiring Platform: From Card Tap to Funds in the Merchant Account<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/quy-trinh-hoan-tien-giao-dich-the\/\">Why Does a Payment Take Seconds But a Refund Takes Days?<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/settlement-account-la-gi\/\">What Is a Settlement Account? Where Interbank Money Actually Sits During Settlement<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/rtgs-va-dns-mo-hinh-settlement-lien-ngan-hang\/\">RTGS vs. DNS: Why a \"Fast Transfer\" Doesn't Mean Instant Settlement<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/he-sinh-thai-thanh-toan-viet-nam\/\">Vietnam's Payment Ecosystem: A Map of Actors and the 8-Step Value Chain<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/napas-247-va-vietqr-khac-nhau-the-nao\/\">How Are NAPAS 247 and VietQR Different? A Layered Model for Banking Technical Teams<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/chargeback-la-gi-quy-trinh-tranh-chap-the-ngan-hang\/\">What Is a Chargeback? Why the Bank Gets Debited Before the Merchant Can Respond<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/vong-doi-dispute-the-5-giai-doan\/\">The Card Dispute Lifecycle: 5 Stages From Cardholder Complaint to Arbitration Ruling<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/stand-in-processing-stip-la-gi\/\">Stand-In Processing (STIP) L\u00e0 G\u00ec? Khi Card Network Quy\u1ebft \u0110\u1ecbnh Thay Ng\u00e2n H\u00e0ng Ph\u00e1t H\u00e0nh<\/a><\/li>\n<li><a href=\"https:\/\/impress.vn\/en\/tin-tuc\/payment-finality-la-gi\/\">Payment Finality L\u00e0 G\u00ec? Khi N\u00e0o Giao D\u1ecbch Thanh To\u00e1n Th\u1eadt S\u1ef1 Kh\u00f4ng Th\u1ec3 \u0110\u1ea3o Ng\u01b0\u1ee3c<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":94593,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-95314","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/pages\/95314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/comments?post=95314"}],"version-history":[{"count":3,"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/pages\/95314\/revisions"}],"predecessor-version":[{"id":95367,"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/pages\/95314\/revisions\/95367"}],"up":[{"embeddable":true,"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/pages\/94593"}],"wp:attachment":[{"href":"https:\/\/impress.vn\/en\/wp-json\/wp\/v2\/media?parent=95314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}